Active Planning
Our Active Planning approach goes beyond traditional financial planning and is rooted in education. Our goal is to make sure our clients understand their plan and we want them to be an active part of the solution. Active Planning addresses Wealth Productivity, Wealth Protection, Wealth Transfer, and Legacy & Philanthropic Planning.
We advise clients through some of the most important decisions they will make in their lifetime. Some of these decisions could include Liquidity Events and Exit Planning for our business owners and Executives, Retirement Planning decisions for those who have worked and saved their whole life and are ready for the next chapter, Families facing life-changing events like death, divorce, or special needs situations, and Charities & Foundations looking to further their mission and outreach.
Wealth Productivity
Wealth Productivity is about ensuring your assets work as hard and efficiently as possible - seeking to improve productivity in a tax-aware manner. Our approach can help:
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Enhance your personal balance sheet - We review your assets and liabilities to identify opportunities to strengthen and streamline your capital structure.
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Evaluate your savings and spending strategies - We review your financial habits and help align with your long-term goals.
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Identify tax efficient strategies - We assess your investment portfolios to help you pursue tax-efficient outcomes.
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Manage capital gains and losses - We help establish capital gains budgets and strategically leverage tax-loss assets.
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Leverage other financial tools - We use strategies and resources that are intended to support long-term financial goals.
After all, it’s not what you make, but rather what you keep that matters most!
Wealth Protection
Wealth Protection focuses on identifying, managing, and mitigating the many forms of risk that can impact your financial well-being in today’s ever-changing world. While risk can never be completely eliminated, our strategies are designed to help clients navigate financial uncertainty. We will help:
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Assess market exposure – developing strategies to help reduce the impact of market volatility.
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Plan for tax risk – evaluating asset and income structures in coordination with your tax professional.
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Prepare for long-term care needs – evaluating strategies to address future health and care expenses.
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Review insurance coverages – reviewing life, disability, and other insurance solutions to help protect your family and safeguard assets.
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Manage estate tax exposure – planning proactively to address potential estate tax liabilities.
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Support business continuity – structuring and funding buy/sell agreements to help safeguard business interests.
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Navigate family dynamics – address interpersonal or generational considerations that may affect your long-term plans.
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Incorporate special needs planning when necessary – making sure proper care and financial protections are documented for loved ones with unique needs.
Once again, we work collaboratively with your outside tax, legal, and risk management teams to develop a plan to mitigate as much risk as you deem necessary.
Wealth Transfer
Wealth Transfer is about ensuring the right structures and strategies are in place to efficiently and effectively transfer your assets when the time comes. We will help:
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Verify your assets are properly titled – confirming that ownership structures support your estate and transfer objectives.
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Formalize your intentions – reviewing your transfer vehicles (e.g., wills, trusts, family limited partnerships) to ensure they accurately reflect your wishes.
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Evaluate your plan for tax efficiency – help implement suitable gifting and estate tax strategies.
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Coordinate professional support – connecting you with corporate and professional trustee services when appropriate.
With your permission, we work collaboratively with your outside tax, legal, and risk management teams to ensure your wealth transfer plan aligns with your unique financial circumstances, family goals, and long-term priorities.
Legacy & Philanthropic Planning
Legacy Planning is about creating meaningful impact – both within your family and in the broader community. For clients who wish to leave a lasting legacy, we help design and implement philanthropic strategies that align with your values and long-term vision. Although we cannot prepare legal documents, we will assist you with:
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Establishing Donor Advised Funds (DAFs) – providing a flexible and tax-efficient way to support charitable causes.
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Creating Private Family Foundations – enabling structured, ongoing philanthropic engagement and governance.
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Forming Private Family Trust Companies – facilitating multi-generational wealth oversight and continuity.
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Incorporating charitable bequests into your estate plan – coordinating with your estate planning professionals to formalize your philanthropic and charitable intentions.
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Educating future generations – helping prepare heirs to become thoughtful and responsible stewards of family wealth.
We’ll work with you to determine the most effective strategies to fulfill your charitable goals and guide your wealth with purpose—across generations and throughout your community.
Please Contact Us For More Information. Thank You!
